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ATDFCU... At Your Service For Over 30 Years!

Features and Specials on the ATDFCU website


Hot Deals on Auto Loans...
and a $500 drawing!!


Second Mortgage Loan Rates!
3.50% APR variable rate
through Sept. 30th, 2010
Now up to
$200,000!
click thru for more information


Special Rates
On Popular Loans!

ATDFCU has brought back the
24 month Signature Loan,

and reduced rates on vehicle loans!

Visit our Loan Products!

Highlights of the 2010 ATDFCU Annual Meeting!

 

RED HOT SIZZLING DEALS on Car Loans!

For the remainder of the year - that's July 1st to Dec. 31st, 2010 - take advantage of super low rates! And of course, when buying a new car, you have 90 days in which to finance with ATDFCU! Click on thru to the Loan Products page!

BONUS! BONUS! BONUS!
Every auto loan funded originated in this period entitles the member to one ticket in a $500 drawing, to be held in January, 2011!
Download your loan application today!!

ATDFCU Annual Meeting & Election Results!

More than 100 members met for a buffet dinner and the yearly credit union elections on March 12th at the Biltmore Hotel & Suites.  The meeting began at 5pm, when CU Manager Shelly Sherman presented the Treasurer and Credit Committee reports, followed by Shelagh Deming's report on the "State of the Credit Union".

Shelly then presented the slate of officers eligble to be re-elected for the 2010-2013 term. With no nominations from the floor, a motion was made and seconded to accept the slate as presented. Members present signified with an affirmative vote to accept the slate.

Board Members

Robert Maiers*
Chris Rehmeyer
Burt Curyea
Jorn Truitt
Rose Greene*
Les Winger
Lynn Gahagan*

Credit Committee

Carol Maiers
Bertie Meehan
Patricia Cogliandro*
Linda Hadfield
Hammond Philyaw

* Elected / re-eleted for 2010-2013 term.

Your credit union is here to serve you!

Saving Services, including Savings Accounts that pay quarterly dividends, Share Secured Loans, and Holiday Club Accounts.

Loans, including Auto, Truck, RV and Boat loans, both for new and used; Variable 2nd Mortgage Loans; Personal Loans, and more! ATDFCU closed end loans offer lower interest rates in most instances, with no prepayment penalties. Pre approved loans allow members to shop as 'cash customers', giving you extra leverage in closing the deal. Download a loan application and get started!

Membership to the ATDFCU is restricted to full or part time employees of the Northrop - Grumman San Jose / Hellyer operation, full or part time employees of EDORSS Corp, an employee of the ATD Federal Credit Union or an immediate or extended family member of an ATDFCU member.


We're Close To You
In Our New Home!

6830 Via Del Oro, Suite 205, San Jose, Ca. 95119

408-365-4444 voice
408-365-4754 fax

A Word From Your Board of Directors

NCUA Share Insurance Fund Information

In these uncertain financial times it is important for you, our members, to understand our share insurance coverage. Just as the Banking Community has the FDIC, Credit Unions have the NSIF, NCUA Share Insurance Fund. Insured shares are backed by the full faith and credit of the United States Government. NCUA protects the membership against losses should a federal credit union fail.

ATD Federal Credit Union is a very safe and sound institution. We have a Bauer Financial Rating (a company used to measure the rate risk, safety and soundness of Financial Institutions) of 5 stars, the highest rating given for over 20 years. We are very conservative with lending and investing YOUR funds, because they are also OUR funds.

The NCUA website offers resources to help you understand the Share Insurance Fund, and is found at http://www.ncua.gov/ShareInsurance/index.htm

There are three main sections to the above website:
Share Insurance Estimator
Enables calculating an estimate of share insurance coverage.
How Your Accounts are Federally Insured
Provides general information regarding share insurance coverage.
Your Insured Funds
Provides detailed explanation of share insurance coverage along with examples of account coverage.

ATDFCU Accounts Now Insured to $250,000! - NOW EXTENDED!

The passage of the Emergency Economic Stabilization Act of 2008 requires the NCUA to immediately increase share insurance protection to $250,000 on all types of Federal Credit Union accounts.
Originally set to expire December 31, 2009, it has been extended to December 31st, 2013.


Now Available: Direct Deposit!

Direct Deposit your Social Security, Pension or Paycheck Directly into your ATDFCU Account!

Direct Deposit ensures that your money is where you want it to be, when you want it to be.

Use Direct Deposit to make signature or car loan payments or contributions to your Holiday Club account effortlessly!

Make your life simpler today; all it takes is a call to the Credit Union to get signed up for this great, free time-saving service!

NCUA Logo
This credit union is federally insured by the
National Credit Union Administration

 

 

 

NOW!
3 new pages
with the information you need!

Your Online Crisis
Identity Theft and Fraud - An Update!

Sound Financial Practices - Credit Cards, Auto Loans, 2nd Mortgages and more!

Online Security - Identity Theft, and Safe Operating Practices

 

For Your Safety
When You Borrow

All eligible loans with the ATDFCU are insured up to $20,000 with Loan Protection Service from CUNA Mutual Insurance Society!  This is Term insurance that will pay off your insured loan balance up to $20,000 should you die before age 70.

Best of all, there are no physical exams to take, or direct premiums to pay. If you meet eligibilty requirements (conditions do apply), you get the insurance free of charge when you get your loan. It's provided  to protect the families of credit union borrowers. 

It's another reason to check with your credit union first when you need a loan!

ATDFCU does not use the Internet to collect any information about it's members.

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