ATDFCU...
At Your Service For Over 30 Years!
Features
and Specials on the ATDFCU website
Hot Deals on Auto Loans...
and a $500 drawing!!
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Second
Mortgage Loan Rates!
3.50% APR
variable rate
through
Sept. 30th, 2010
Now up to $200,000!
click
thru for more information
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Special
Rates
On Popular Loans!
ATDFCU has brought back the
24 month Signature Loan,
and reduced rates on vehicle loans!
Visit our Loan Products!
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Highlights
of the 2010 ATDFCU Annual Meeting!
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RED
HOT SIZZLING DEALS on Car Loans!
For
the remainder of the year - that's July 1st to Dec. 31st, 2010
- take advantage of super low rates! And of course, when buying
a new car, you have 90 days in which to finance with ATDFCU! Click
on thru to the Loan Products page!
BONUS!
BONUS! BONUS!
Every
auto loan funded originated in this period entitles
the member to one ticket in a $500 drawing,
to be held in January, 2011!
Download your loan
application today!!

ATDFCU
Annual Meeting & Election Results!
More
than 100 members met for a buffet dinner and the yearly credit
union elections on March 12th at the Biltmore Hotel & Suites. The
meeting began at 5pm, when CU Manager Shelly Sherman presented
the Treasurer and Credit Committee reports, followed by Shelagh
Deming's report on the "State of the Credit Union".
Shelly
then presented the slate of officers eligble to be re-elected
for the 2010-2013 term. With no nominations from the floor, a
motion was made and seconded to accept the slate as presented.
Members present signified with an affirmative vote to accept
the slate.
Board
Members
Robert
Maiers*
Chris Rehmeyer
Burt Curyea
Jorn Truitt
Rose Greene*
Les Winger
Lynn Gahagan*
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Credit
Committee
Carol Maiers
Bertie Meehan
Patricia Cogliandro*
Linda Hadfield
Hammond Philyaw |
*
Elected / re-eleted for 2010-2013 term.

Your
credit union is here to serve you!
Saving
Services, including Savings Accounts that pay quarterly
dividends, Share Secured Loans, and Holiday Club
Accounts.
Loans,
including Auto, Truck, RV and Boat loans,
both for new and used; Variable 2nd Mortgage
Loans; Personal
Loans, and more! ATDFCU closed end loans offer lower
interest rates in most instances, with no prepayment penalties.
Pre approved loans allow members to shop as 'cash customers',
giving you extra leverage in closing the deal. Download
a loan application and get started!
Membership to
the ATDFCU is restricted to full or part time employees of the
Northrop - Grumman San Jose / Hellyer operation, full or part
time employees of EDORSS Corp, an employee of the ATD Federal
Credit Union or an immediate or extended family member of an
ATDFCU member.


A
Word From Your Board of Directors
NCUA
Share Insurance Fund Information
In
these uncertain financial times it is important for you, our
members, to understand our share insurance coverage. Just as
the Banking Community has the FDIC, Credit Unions have the NSIF,
NCUA Share Insurance Fund. Insured shares are backed by the full
faith and credit of the United States Government. NCUA protects
the membership against losses should a federal credit union fail.
ATD Federal Credit Union is a very safe and sound institution. We have
a Bauer Financial Rating (a company used to measure the rate risk, safety
and soundness of Financial Institutions) of 5 stars, the highest rating
given for over 20 years. We are very conservative with lending and investing YOUR funds,
because they are also OUR funds.
The NCUA website offers resources to help you understand the Share
Insurance Fund, and is found at http://www.ncua.gov/ShareInsurance/index.htm
There are three main sections to the above website:
Share Insurance Estimator
Enables calculating an estimate of share insurance coverage.
How Your Accounts are Federally Insured
Provides general information regarding share insurance coverage.
Your Insured Funds
Provides detailed explanation of share insurance coverage along with examples
of account coverage.

ATDFCU
Accounts Now Insured to $250,000! - NOW EXTENDED!
The
passage of the Emergency Economic Stabilization Act of 2008 requires
the NCUA to immediately increase share insurance protection to
$250,000 on all types of Federal Credit Union accounts.
Originally set to expire December 31, 2009, it has been extended to December
31st, 2013.

Now
Available: Direct Deposit!
Direct Deposit your Social Security, Pension or Paycheck Directly
into your ATDFCU Account!
Direct
Deposit ensures that your money is where you want it
to be, when you want it to be.
Use
Direct Deposit to make signature or car loan payments
or contributions to your Holiday Club account effortlessly!
Make
your life simpler today; all it takes is a call to the
Credit Union to get signed up for this great, free time-saving
service!


This
credit union is federally insured by the
National Credit Union Administration
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NOW!
3 new pages
with the information you need!
Your
Online Crisis
Identity Theft and Fraud - An Update!
Sound
Financial Practices - Credit Cards, Auto Loans, 2nd
Mortgages and more!
Online
Security - Identity Theft, and Safe Operating Practices

For
Your Safety
When You Borrow
All
eligible loans with the ATDFCU are insured up to $20,000
with Loan Protection Service from CUNA Mutual Insurance
Society! This is Term insurance that will pay off
your insured loan balance up to $20,000 should you die
before age 70.
Best
of all, there are no physical exams to take, or direct
premiums to pay. If you meet eligibilty requirements (conditions
do apply), you get the insurance free of charge when
you get your loan. It's
provided to protect the families of credit union
borrowers.
It's
another reason to check with your credit union first when
you need a loan!

ATDFCU
does not use the Internet to collect any information
about it's members.
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