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Assets	$20,344,280	Annual Percentage Yield	2.42%APY
Shares	$16,326,724	Dividend Rate	2.40%APR
Loans	$3,920,707	Holiday Club Annual Percentage Yield	3.00%APY
Members	1,537	Dividend Rate	3.00%APR

* Dividends may be paid on a quarterly basis.
* Annual percentage yield specified and accurate for the quarterly period July-Sept'05
* Minimum balance to earn the advertised annual percentage yield is $50.00.
* Minimum opening balance to qualify for annual percentage yield is $50.00.
* The term for the Holiday Club Account is November through October, inclusive. Dividends are paid at term. No withdrawals are allowed; if the account is closed prior to term, no dividends will be paid.